Tell us your plans
Answer a few questions about your business or property. The application adapts to what you need.
Second mortgages
Second mortgages in Canada
Discuss additional financing secured behind an existing first mortgage. Review the costs and obligations of accessing property equity.
Explore this financingWHAT TO EXPECT
A few details. A clearer direction.
Have your current property value and mortgage balances ready. The combined debt, available equity and repayment plan help guide the review.
Your advisor will explain the information needed and any offer’s repayment obligations, costs and conditions before you decide.
A CLEAR PATH FORWARD
Less friction. More momentum.
Explore your options
An advisor reviews your request, discusses the details and helps you understand potential financing.
Take the next step
Review your offer and its terms. Once approved and completed, funding can move forward.
Next Fund facilitates financing with lending partners. We help Canadian business owners explore options and prepare a financing request. The lender determines approval, pricing and conditions.
The Next Fund application asks for your legal business name, industry, time in business, monthly revenue range, requested amount and funding purpose. Include your full name, email, phone number and province or territory. Additional questions depend on the financing type.
There is no single rate or cost for every application. Review the written offer for interest, fees, total repayment, payment frequency, security and any early-repayment conditions. Costs and terms depend on the financing product, lender and application.
Business options include term loans, credit lines, equipment financing, merchant cash advances and invoice factoring. Property options include residential, commercial, multifamily, land and second mortgages, plus home equity credit lines.
LET’S MAKE IT HAPPEN
What’s your next move?
Tell us where you want to go. We’ll explore the way forward.