Big ambitions. A funding partner to match.
NEXTFUND

Residential mortgages

Residential mortgages in Canada

Discuss property-backed financing for a home purchase or refinance. Explore options based on the property, available equity and your circumstances.

Explore this financing

WHAT TO EXPECT

A few details. A clearer direction.

Have an estimated property value, location and mortgage balance ready. Appraisal, income and an exit or repayment plan may be required.

Your advisor will explain the information needed and any offer’s repayment obligations, costs and conditions before you decide.

A CLEAR PATH FORWARD

Less friction. More momentum.

Our process
01

Tell us your plans

Answer a few questions about your business or property. The application adapts to what you need.

02

Explore your options

An advisor reviews your request, discusses the details and helps you understand potential financing.

03

Take the next step

Review your offer and its terms. Once approved and completed, funding can move forward.

FAQ

A little clarity. A lot of confidence.

Still have a question? We’re here to help.

Talk to our team

Next Fund facilitates financing with lending partners. We help Canadian business owners explore options and prepare a financing request. The lender determines approval, pricing and conditions.

The Next Fund application asks for your legal business name, industry, time in business, monthly revenue range, requested amount and funding purpose. Include your full name, email, phone number and province or territory. Additional questions depend on the financing type.

There is no single rate or cost for every application. Review the written offer for interest, fees, total repayment, payment frequency, security and any early-repayment conditions. Costs and terms depend on the financing product, lender and application.

Business options include term loans, credit lines, equipment financing, merchant cash advances and invoice factoring. Property options include residential, commercial, multifamily, land and second mortgages, plus home equity credit lines.

LET’S MAKE IT HAPPEN

What’s your next move?

Tell us where you want to go. We’ll explore the way forward.

Start your application