Tell us your plans
Answer a few questions about your business or property. The application adapts to what you need.
BUSINESS FINANCING IN CANADA
Your next chapter.
Funded.
Big ideas deserve the right support. Flexible financing for Canadian businesses and property owners, with people who see your potential.
✓One application. Options built around you.
+Businesses funded
+In funding delivered
CANADIAN BUSINESSES. BIG POSSIBILITIES.
Behind every number, there’s a next chapter.
EXPLORE YOUR FUNDING POTENTIAL
How much could you qualify for?
Choose your average monthly revenue to explore an illustrative funding amount.
CAD / month
Illustrative funding estimate
Based on 2× your monthly revenue.
Apply nowYour amount carries into the application. You can adjust it there.
For illustration only. This estimate is not an approval or financing offer. Actual eligibility, amounts and terms depend on lender review, cash flow, existing obligations and time in business.
CANADIAN BUSINESS FINANCING
How does Next Fund help Canadian businesses get financing?
Next Fund helps Canadian business owners explore financing through lending partners. Options include term loans, business lines of credit, equipment financing, merchant cash advances and invoice factoring. Apply in English or French with your funding needs and business details; approval and terms depend on the lender’s review.
Compare business financing options →FINANCING THAT FITS
Every business is different. Your financing should be, too.
From everyday cash flow to your next big investment. Find a practical way forward.
01
Merchant cash advance
Access working capital based on your business revenue. Explore an advance for inventory, payroll or a seasonal cash-flow gap.
Explore financing
02
Term loans
Finance a defined business project with a lump sum and an agreed repayment schedule. Plan an expansion, renovation or longer-term investment.
Explore financing
03
Business line of credit
Explore revolving credit for recurring business needs. Draw funds within an approved limit and replenish available credit as you repay, subject to your agreement.
Explore financing
04
Equipment financing
Explore financing for the machinery, vehicles and tools your business relies on. Spread the purchase cost while keeping cash available for operations.
Explore financing
05
Invoice factoring
Explore access to cash against eligible outstanding business invoices. Bring forward a portion of your receivables instead of waiting for customer payment.
Explore financing
06
Credit-challenged business loans
Discuss financing when your credit history makes borrowing more difficult. Your business performance and current circumstances are part of the conversation.
Explore financing
A BIGGER PICTURE.PROPERTY & POSSIBILITY
Open the door to what’s next.
Residential, commercial or your next investment. Explore private mortgage options that consider your whole picture.
ResidentialCommercialHome equity
Explore private mortgagesA CLEAR PATH FORWARD
Less friction. More momentum.
Explore your options
An advisor reviews your request, discusses the details and helps you understand potential financing.
Take the next step
Review your offer and its terms. Once approved and completed, funding can move forward.
BUSINESS IS PERSONAL. SO ARE WE.
More than funding. Someone on your side.
Your ambition isn’t a line on a spreadsheet. We take the time to understand your business, explain your options and help you move forward with clarity.
Get to know Next Fund
FEATURED FIVE-STAR GOOGLE REVIEWS
A partner in your corner.
★★★★★I worked with the NextFund team, extremely well organized…
★★★★★Outstanding experience from start to finish…
★★★★★J’ai eu une très bonne expérience avec Loïc de Next Fund…
Next Fund facilitates financing with lending partners. We help Canadian business owners explore options and prepare a financing request. The lender determines approval, pricing and conditions.
The Next Fund application asks for your legal business name, industry, time in business, monthly revenue range, requested amount and funding purpose. Include your full name, email, phone number and province or territory. Additional questions depend on the financing type.
There is no single rate or cost for every application. Review the written offer for interest, fees, total repayment, payment frequency, security and any early-repayment conditions. Costs and terms depend on the financing product, lender and application.
Business options include term loans, credit lines, equipment financing, merchant cash advances and invoice factoring. Property options include residential, commercial, multifamily, land and second mortgages, plus home equity credit lines.
LET’S MAKE IT HAPPEN
What’s your next move?
Tell us where you want to go. We’ll explore the way forward.