Politique de confidentialité

Effective Date: March 6, 2025

At Next Fund (9508-8142 Québec Inc.) (“Next Fund”, “we”, “our”, “us”), protecting your personal information is a priority.

This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit www.nextfund.ca or use our commercial financing services.

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1) Information We Collect

We may collect the following types of information:

a) Contact Information

• Full name

• Phone number

• Email address

• Business name

• Business address

b) Business & Financial Information

• Information provided in financing applications

• Revenue details

• Banking information (where required)

• Supporting financial documents

c) Technical Information

• IP address

• Browser type

• Device information

• Pages visited

• Website usage data

d) Voluntary Information

Any additional information you provide through forms, emails, calls, or document uploads.

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2) How We Use Your Information

We use your information to:

• Process and evaluate financing applications

• Communicate regarding your application or account

• Schedule appointments or consultations

• Provide customer support

• Send service updates and reminders

• Send promotional offers related to our financing services (with consent)

• Improve our website, marketing, and services

• Comply with legal and regulatory obligations

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3) Sharing of Information

We do not sell your personal information.

We may share your information with:

• Financial partners and lenders to evaluate funding eligibility

• Service providers (CRM systems, hosting providers, marketing platforms)

• Professional advisors (legal, accounting, compliance)

• Government or regulatory authorities when required by law

👉 No mobile information (including phone numbers or SMS consent data) will be sold or shared with third parties for external marketing purposes.

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4) Data Security

We implement appropriate technical, administrative, and organizational safeguards to protect your personal information against unauthorized access, disclosure, alteration, or destruction.

While we strive to protect your data, no method of electronic transmission or storage is completely secure.

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5) Your Rights (Québec Law 25 & Canadian Privacy Standards)

Subject to applicable laws, you may request:

• Access to your personal information

• Correction of inaccurate information

• Withdrawal of consent (where applicable)

• Deletion of your information, subject to legal retention obligations

Requests may be submitted using the contact information below.

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6) Cookies & Tracking Technologies

Our website may use cookies and similar technologies to:

• Improve user experience

• Analyze website traffic

• Optimize advertising campaigns

You may manage cookie preferences through your browser settings.

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7) SMS Communications & Consent

By providing your phone number on our website, you consent to receive SMS messages from Next Fund regarding:

• Application updates

• Appointment reminders

• Account notifications

• Promotional financing offers (if consented)

Message Frequency: Varies based on interaction
Message & Data Rates: May apply
Opt-Out: Reply STOP at any time
Help: Reply HELP for assistance

We comply with applicable Canadian Anti-Spam Legislation (CASL) and carrier requirements.

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8) Data Retention

We retain personal information only as long as necessary to:

• Fulfill the purposes outlined in this Policy

• Comply with legal, tax, and regulatory requirements

• Resolve disputes and enforce agreements

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9) Policy Updates

We may update this Privacy Policy from time to time.

Any significant changes will be posted on www.nextfund.ca with an updated effective date.

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10) Contact Us

For questions regarding this Privacy Policy or your personal information, please contact:

Next Fund (9508-8142 Québec Inc.)
Website: https://www.nextfund.ca
Email: apps@nextfund.ca
Phone: +1 438 813 5149